A few seconds later, Fernando started laughing out loud. But only for a moment. Gordita shot him a death stare, and he quickly stopped laughing. Then he looked at me and shrugged. In an effort to defuse the situation, I said to Cristina, in the tone of peacemaker, “Listen, you guys totally missed the point here. All I was trying to say is that, while the S&P 500 is very well diversified, in terms of its five hundred companies, it’s still made up of only stocks, and stocks, as a whole, tend to...

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